Last Updated: January 2026
1. Agreement to Terms
By accessing or using https://www.illinoispawn.org (the “Website”), including any affiliated platforms, member portals, or course systems, you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree, please do not use the Website.
2. About the Association
The Illinois Pawnbrokers Association (“IPA,” “we,” “us,” or “our”) is a state-based professional trade association representing pawnbrokers throughout Illinois. IPA provides advocacy, education, professional development, legislative support, and industry resources to its members.
The Website exists to provide information about the association, facilitate membership engagement, and deliver educational content and services.
3. Eligibility
Use of this Website is intended for:
- Pawnbrokers and industry professionals
- Association members and prospective members
- Individuals seeking information about IPA
You must be at least 18 years old to create an account, register for courses, or access member-only areas.
4. Use of the Website
You agree to use the Website only for lawful purposes and in a manner consistent with these Terms. You may not:
- Attempt unauthorized access to the Website or its systems
- Interfere with Website functionality or security
- Upload malicious code or harmful content
- Use the Website for fraudulent, misleading, or unlawful purposes
IPA reserves the right to suspend or terminate access for violations of these Terms.
5. Membership Accounts
Certain features of the Website may require you to create a membership account.
You agree to:
- Provide accurate, complete, and current information
- Maintain the confidentiality of your login credentials
- Notify IPA immediately of unauthorized account use
IPA is not responsible for losses or damages arising from unauthorized account access due to user negligence.
6. Educational Courses & Training
IPA offers educational courses, webinars, and training materials for professional development.
- Course access may require active membership or registration
- Educational content is provided for informational purposes only
- Completion of courses does not guarantee licensing, certification, or legal compliance
- Course materials may not be copied, shared, sold, or redistributed without written consent
IPA reserves the right to modify, update, or discontinue educational offerings at any time.
7. User-Generated Content
Users may have the ability to submit content such as comments, feedback, or form submissions.
By submitting content, you:
- Grant IPA a non-exclusive, royalty-free right to use, display, and manage the content
- Represent that the content is lawful and does not infringe on third-party rights
IPA reserves the right to remove content that violates these Terms or is otherwise inappropriate.
8. Intellectual Property
All content on the Website — including text, graphics, logos, course materials, videos, downloads, and branding — is the property of IPA or its licensors and is protected by intellectual property laws.
Unauthorized reproduction, modification, or distribution is prohibited.
9. Embedded Content & Third-Party Services
The Website may include embedded content (such as videos, documents, or media) or links to third-party websites and services.
IPA does not control and is not responsible for:
- Third-party content
- Third-party privacy practices
- Third-party website functionality
Use of third-party services is at your own risk.
10. Disclaimers
The Website and all content are provided “as is” and “as available.”
IPA makes no warranties, express or implied, regarding:
- Accuracy or completeness of information
- Availability or reliability of the Website
- Suitability of content for a particular purpose
Nothing on the Website constitutes legal, financial, or regulatory advice.
11. Limitation of Liability
To the fullest extent permitted by law, IPA shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
- Use of or inability to use the Website
- Participation in educational courses or events
- Reliance on Website content
12. Indemnification
You agree to indemnify and hold harmless IPA, its officers, directors, employees, agents, and partners from any claims, damages, losses, or expenses arising from:
- Your use of the Website
- Violation of these Terms
- Infringement of third-party rights
13. Privacy
Your use of the Website is governed by our Privacy Policy, which describes how personal information is collected and used. By using the Website, you consent to those practices.
14. Governing Law
These Terms & Conditions are governed by and construed in accordance with the laws of the State of Illinois, without regard to conflict-of-law principles.
Any disputes arising from these Terms shall be resolved in a court of competent jurisdiction within Illinois.
15. Changes to These Terms
IPA reserves the right to update or modify these Terms at any time. Changes will be effective upon posting to the Website. Continued use of the Website constitutes acceptance of the revised Terms.
16. Contact Information
If you have questions about these Terms & Conditions, please contact:
Illinois Pawnbrokers Association
Mail: Paymaster Pawn & Jewelers 1103 7th Street Rockford, IL 61104
Phone: 815-289-6320
Email: pawnstar.jv@gmail.com